Lake Cumberland KY Waterfall Trail

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Lake Cumberland Kentucky waterfalls

Lake Cumberland is famous as the Houseboating Capital and is one of America’s favorite lakes for boating, fishing, tubing or just cruising around. One thing that everyone agrees on is that Lake Cumberland is one of the most beautiful lakes in Kentucky – featuring gorgeous rocky cliffs, crystal clear water and of course… spectacular waterfalls!  If you want to get away from the crowds and find some true peace and quiet, be sure to check out the beautiful waterfalls on Lake Cumberland in Kentucky.

Photo of someone on top of a Lake Cumberland waterfall

We have put together a small list of Lake Cumberland Waterfalls for you to find with your GPS… of course this is just a beginning, keep watching as our list continues to grow.

Many waterfalls are best seen after a heavy rain.  Remember to always wear a life jacket!


Two small Greasy Creek Waterfalls – N 36° 58.004′  W 085° 03.858′

Photo of a fairly large waterfall on Lake Cumberland

Greasy Creek Waterfall with Rope swing – N 36°58.072′ W 085°04.230′

Greasy Creek Waterfall (The Big One) – N 36°57.638′ W 85°04.713′  This lovely waterfall is 4 levels. A rope swing is in the waterfall area.

Greasy Creek on the way to old 127 Bridge – N 36°57.936  W085°04.834′ .  This is a small waterfall on the way to the bridge.  Be sure to go slow and stay on the rock wall side, which is the deepest part.  Be sure to use a depth finder if you have one!

Greasy Creek Joby Falls –  This is a rather large waterfall that is just past the brand new 127 bypass bridge.  You could reach this waterfall by kayak or canoe when the water is way up, at other times I believe you can wade to it.

Woolen Mill Waterfalls – N 36° 57.938′  W 85° 04.972′ .  There are two lovely waterfalls on the other side of the bridge. To be safe, only access this area by canoe, kayak or small watercraft – Check the water depth!

Harbor Springs/The Bluff Waterfall – N 36° 56.618′  W 085° 02.273′ . Two waterfalls can be found in this area.


Lily Creek Smaller Waterfall – N 36° 57.736′  W 085° 02.324′ . This is a smaller waterfall before you get to the “Little Louisville” waterfall. This smaller waterfall is located across from a boat platform.

Little Louisville Waterfall – N 36° 57.800  W 085° 02.461′


Photo of 76 Falls - the largest waterfall on Lake Cumberlnad

76 Falls – N 36° 46.807′  W 085° 07.551′ – 76 Falls is the largest waterfall on Lake Cumberland at 37′ tall at the lake elevation of 723′.  *Think twice before jumping off the top of this waterfall (even if you see other people doing it).  There have been fatalities and many neck and spinal injuries as a result of hitting the water from the top of the falls.  Just don’t do it!


Sid Bell Falls – N 36° 48.460′  W 085° 01.636′ – Handcock Creek ends here in a 5′ waterfall. The banks near the waterfall are short ledges with trees close to the water. *Before Lake Cumberland was created, Bell’s Mill was located here.


Photo of a Lake Cumberland Waterfall in the Beaver Creek Area

Twyford Point – N 36° 8304′  W 84° 9385′  – There is a lovely waterfall located in the Twyford Point area of Lake Cumberland – I believe these are the coordinates.  Someone also recently used the address of 2171 Twyford Point Road, Monticello to reach the waterfall by water , which might be more accurate.

Jock Falls – N 36° 48′ 48.0″  W 84°53′ 04.5″ – This lovely waterfall is past Twyford Point in what appears to be a creek – undetermined water depth.

Lake Cumberland is home to many spectacular waterfalls. Follow our waterfall trail and find them all!

Jock Falls


Norman Hollow Waterfall – N 36°.9001030  W 84° .8845190.  Norman Creek is also known as Normans Hollow (A sign at the mouth on the left bank reads “Normans Creek.”  The banks in this cove are steep and rocky and ends in forks to the left and right.

Photo of 3 kids standing under a Lake Cumberland Waterfall

On the way to Conley Bottom –  N 36° 56′ 57.3″  W 84° 53′ 30.3″

Beautiful waterfalls on Lake Cumberland - one of the best boating lakes in Kentucky

Mill Springs Mill Waterfalls – N 36.9342   W 84.7785  (land coordinates).  The Mill Springs Mill area has about 13 different waterfalls that converge and flow into Lake Cumberland.



76 Falls – 1749 Seventy Six Falls Road, Albany, KY.  N 36°46.700′ W 085° 07.587′   Whether you are viewing 76 Falls from the lake view or by land, this is a lovely and very large waterfall.  If you decide to see it by car, there is adequate parking, maintained trails and gorgeous bridges as well as a lovely picnic area.  You can see 76 Falls from a variety of vantage points.

Lake Cumberland waterfalls are spectacular and 76 Falls is one of the largest. This view is looking at 76 Falls from land view.   76 is one of the most popular waterfalls on Lake Cumberland. The water rushes down the hill and spills into Lake Cumberland in a spectacular way.

Big Lily Creek Waterfall (Hwy 619) – 36° 59.404′  W 085° 02.636′.  Closest address is 5370 East Highway 619, Jamestown,KY.  As you are driving on this lovely road, be sure to notice the magnificent waterfall that is along the highway.  (If you want to stop and take photos, you will have to be careful, there is not a side to the road to pull over.)

In addition to the many waterfalls you can see on Lake Cumberland, there are also many surrounding waterfalls that can be viewed from your car on land.

Marlow Falls – N 36° 46.689′  W 085° 05.584  (Closest address is 4262 KY Highway 558, Albany, KY).  Marlow Falls is absolutely spectacular & a magical sight, and can be viewed as you drive to the new Marina at Rowena.  Around the turn of the century there was a mill located here.  There is a series of waterfalls where the water majestically cascades down.  The photo does not in any way do it justice.

Lake Cumberland Wateralls - Marlow Falls is absolutely spectacular and can be seen from land.